Do you have a homeowners/renters policy with them? I'm pretty sure that's the only way they'll write a Personal Articles policy.Nope, I have a personal articles policy with State Farm as a standalone thing in DC. My auto and renters insurance are through progressive.
Because Im in northern VA, the rate is like $12-13/$1k with a min premium of $25. But, it doesnt require me to attach it to other policies. Even nicer, I didnt have to have my items appraised, I sent them the retail value of them and they'll replace them at that price (with inflation calculated in each year).