« on: May 29, 2012, 03:21:05 PM »
I was quoted $1.12 per $100 insured, which comes to just over $80 per year for me. I put everything into a multi-page PDF and emailed it to them prior to meeting with my agent in-office.Interesting, I must have just gotten a lazier agent who didn't want to put the work in. I think my value for VA was like 1.25 per $100 insured.
This weekend I actually did an inventory and added up the total, depreciated, used value of all my equipment, and came up with $1850. Quite amazing, considering I have only paid out-of-pocket about $650 for all of it. Seeing the total value of my kit makes me think insuring it would be a good idea.Yeah, and I think the minimum value for a policy was $25, so you'd probably end up with about that as a premium. That said, I put in the replacement costs for my equipment, not their actual worth at that moment...since that is really what is important if I lose everything.