I have all of my equipment insured under my homeowner's policy. Give your agent a call and I am sure he/she will be happy to provide a quote. I really don't remember how much the premium was per $100 of coverage but I do remember thinking it was reasonable.
I have read that if you make money, any amount of money, with your camera gear, then the homeowner policy won't work. Make sure you ask your insurance agent about this to confirm it. I have read about the necessity to have a business policy in this case which are normally referred to as "inland marine policies," strangely enough.