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Author Topic: How do you list your CAMERA gear under your insurance?  (Read 1718 times)

Chris_prophotographic

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How do you list your CAMERA gear under your insurance?
« on: November 29, 2012, 09:50:52 PM »
Some friends have insurance otters do not saying its not worth it. I called once about my earlier set up pf 3 lenses 3 strobes 2 older bodies and they "could not " insure me at that time for approx 4000$. just wondering what and how and who to go with in Canada.


Thanks guys for listening
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How do you list your CAMERA gear under your insurance?
« on: November 29, 2012, 09:50:52 PM »

wickidwombat

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Re: How do you list your CAMERA gear under your insurance?
« Reply #1 on: November 29, 2012, 09:57:35 PM »
vero do globl insurance for equipment and public liability world wide
thats who i use I would imagine the premiums are not massive for only $4000 worth of gear
if you are operating as a business then generally home owners insurance wont cover professional equipment
and having public liability insurance is essential when dealing with members of the public.
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Chris_prophotographic

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Re: How do you list your CAMERA gear under your insurance?
« Reply #2 on: November 29, 2012, 10:01:38 PM »
I'm up to about  15 - 20k  with all the Lighting gear etc. and extra bits, don't own a home just a studio and i move where the work is.
1D X, 7D, 70-200mm MK II, 24 L MK II, 35 L, 10-22, 40mm,  Samyang 8mm, 50 1.8 mk II, PW II's
PW III's , MultiMax's, TT5's 580 II's, SB-28's

dpollitt

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Re: How do you list your CAMERA gear under your insurance?
« Reply #3 on: November 29, 2012, 10:03:45 PM »
I list it under an "inland marine insurance" plan. I don't know anything about Canadian insurance companies, but here in the states State farm can cover you for this very easily. Just look for inland marine.
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wickidwombat

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Re: How do you list your CAMERA gear under your insurance?
« Reply #4 on: November 29, 2012, 10:06:40 PM »
I'm up to about  15 - 20k  with all the Lighting gear etc. and extra bits, don't own a home just a studio and i move where the work is.

vero is specialist photographic insurance they can also be brokered through AON thats how mine is done
I am sure the do Canada too they can also provide cover for your studio and fixed equipment. very comprehensive cover.
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robbymack

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Re: How do you list your CAMERA gear under your insurance?
« Reply #5 on: November 29, 2012, 10:20:22 PM »
If you own a home first stop is your homeowners insurance agent. They may or may not cover professional work so ask. If not you should be able to call a local agent and get coverage. Ideally one of the specialty carriers who deal with working pros (google is your friend). Lastly ask around town. With that much value you need some protection.

crasher8

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Re: How do you list your CAMERA gear under your insurance?
« Reply #6 on: November 29, 2012, 10:32:50 PM »
I have a personal articles floater with my homeowners agent for 7k worth of gear at replacement value. It goes through my mortgage and I hardly notice it.

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Re: How do you list your CAMERA gear under your insurance?
« Reply #6 on: November 29, 2012, 10:32:50 PM »

Chris_prophotographic

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Re: How do you list your CAMERA gear under your insurance?
« Reply #7 on: November 29, 2012, 10:38:38 PM »
I don't own a home guys O stay where work is best untill i move, cant find a clear link for Vero for CANADA.

but this is helping keep it coming guys!
1D X, 7D, 70-200mm MK II, 24 L MK II, 35 L, 10-22, 40mm,  Samyang 8mm, 50 1.8 mk II, PW II's
PW III's , MultiMax's, TT5's 580 II's, SB-28's

wickidwombat

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Re: How do you list your CAMERA gear under your insurance?
« Reply #8 on: November 29, 2012, 10:46:48 PM »
I don't own a home guys O stay where work is best untill i move, cant find a clear link for Vero for CANADA.

but this is helping keep it coming guys!


http://www.aon.com/canada/

try these guys they will usually broker a vero policy
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Re: How do you list your CAMERA gear under your insurance?
« Reply #8 on: November 29, 2012, 10:46:48 PM »