I know I am in the minority....but I would NEVER have a Facebook page. The reasons are just too many to list....WAY too many. It's just not a safe or very intelligent thing to do. Truly.
Safe? Intelligent? Aren't you the guy who took a photo walk on the Jersey shore during the worst hurricane NJ ever had?

Just kidding, Bob!! I know you're smart about everything you do, and those hurricane pictures are still the best I've seen anyone take regarding that disaster.
This Instagram thing has me puzzled. They certainly have a right to change their policy (and I and everyone else have the right not to participate), but they must think two things:
1. Most Instagram users won't care and will even be flattered that some corporate entity is using their images. "Wow, dude, Frito-Lay is using one of my snaps in their TV commercial -- awesome!"
2. The quality of photography has fallen to a level that any kind of junk is now acceptable.
This is really huge news. I'll be watching to see what happens. If there is no mass rebellion, it spells real trouble in the world of image ownership.