No I did not join to complain and perhaps I did not make myself clear about the cancellation. It was made by CANON accounting, not the card company. It was based solely on the fact that the order was placed from Panama, not the USA, using a USA card. Canon could have at least post on their ordering page that they will NOT except an order from a foreign IP address. The supervisor made it clear that that was why the order was canceled.
While I'm sorry to hear about your situation, it is a pretty common happening. I hope you are able to get one. I've bought numerous items from the Canon refurb program, and the customer service is outstanding. I've never had better service from a online company, they go out of their way to be helpful.
I reject them as well. Most of them are stolen credit cards, and If I ship product, I lose it plus the bank not only takes my money back, but they charge me a penalty. It is unfortunate that I have to do that, but its also true that the odds of fraud are overwhelming, and there is no way to know if its fraud or not.
Merchants have some pretty sophisticated fraud reporting software that computes the likelihood of fraud. Its not perfect, but its right enough times that they are willing to shell out their $$$ for it.
As for policy, there is a link at the bottom of every page. AVAILABILITY OF PRODUCTS AND SERVICES
The products and services displayed on this Site are intended for sale in the United States only and may not be available for purchase in your particular country or locality. The reference to such products and services in the Site does not imply or warrant that these products or services will be available at any time in your particular location.