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Author Topic: Boo Amazon!!!  (Read 8366 times)

cayenne

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Re: Boo Amazon!!!
« Reply #30 on: September 11, 2013, 08:22:52 AM »
Six percent? Is that all? Try paying 20% on purchases and 60% on fuel

OUCH!!

What state is that?!?!?


His website is .UK so United Kingdom is my guess. As for the state he's in, I'd guess envious ;D
That's correct.
As for envious- I am. When you take in tax and exchange rates we pay a huge sting on gear. It really sucks.
In a direct dollars to GBP conversion from the USD price on B+H, the 1DX is £4330. The 1DX retail in the UK is £4849.
The batteries at $169 are £108 in conversion. The full retail of these is £150. That's around 40% extra (some dodgy maths there. It's late here.)

As for the whoever said that it's an apples to oranges comparison. I'm probably going to make myself unpopular with this, but it's incredibly naive to think that we might not pay very similar taxes.
tax on minimum wage is 30%. National insurance is around 10%. We then have council tax, 20% VAT (sales tax) 60% on fuel with VAT on top of that. We have road tax (based on fuel economy) and that's not to mention property prices.
With healthcare there nearly 20% of GDP-that sucks. But I (in a national healthcare system) have to pay for healthcare when I'm not sick. I have to pay for drunks to claim benefits and drink MY money away on benefits.
I feel the pain with the extra 6% on sales tax- it could seem a lot when you don't pay any. But realistically, look at the silver lining. I know there are people who pay more in other countries as well.
Before someone says it- I'm grateful for what I have. It could be worse. It could always be worse.

Amazon is cool, and I support them-they have a niche. As long as they don't close out the brick and mortars for good.

I'm the one who said "apples and oranges" and it is. The UK government provides a lot more for its citizens than does the US government. I never said I pay more. My meaning was that the services provided are different and therefore not comparable.

I have to pay for the drunks and the laggards who claim benefits too. I also pay for the (to use your term) "incredibly naïve" people who, like you evidently, think they don't need healthcare until they show up in the hospital with acute leukemia and get $1,000,000 worth of care for which I pay trough the "uninsured pool" payments made by my insurance company on every hospital bill. Acute leukemia comes without warning. So do heart attacks. So can acute glomerulonephritis that might require lifetime dialysis. We don't let people like this die. We treat them, and the cost is absorbed by the healthy people who buy insurance. Last I looked at bills from my family, that amounts to almost 30% of billings. So when I pay $30,000/year for a family plan, $9,000 is going to pay for that. I could use that $9K/year. If everyone waited until they were sick it wouldn't be insurance, now would it? Insurance is shared risk. Your payments go to pay for those who need it, whether it's you or someone else. The only people who don't need insurance are the independently wealthy who can afford a $1,000,000 bill. Otherwise the rest of us pay for their care because they thought they didn't need it.

Wow.....you might wanna look at getting different insurance??

Granted, I'm single, but I get pretty much a cadillac plan for about $50/mo.....Obamacare is gonna ruin that one for me however when it fully kicks in.

:(

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Re: Boo Amazon!!!
« Reply #30 on: September 11, 2013, 08:22:52 AM »

dstppy

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Re: Boo Amazon!!!
« Reply #31 on: September 11, 2013, 10:08:00 AM »
My clever plan: once Amazon collects tax in my State, I'm moving.  ;D
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Old Sarge

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Re: Boo Amazon!!!
« Reply #32 on: September 11, 2013, 10:27:47 AM »
Wow.....you might wanna look at getting different insurance??

Granted, I'm single, but I get pretty much a cadillac plan for about $50/mo.....Obamacare is gonna ruin that one for me however when it fully kicks in.

:(

Is that an individual policy or one through your employer?
The Old Sarge

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Re: Boo Amazon!!!
« Reply #33 on: September 11, 2013, 12:05:04 PM »
What state is that?!?!?Granted, I'm single, but I get pretty much a cadillac plan for about $50/mo.....Obamacare is gonna ruin that one for me however when it fully kicks in.

:(

I would be very interested in learning more about this 50.00 per month health insurance plan.
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Jim O

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Re: Boo Amazon!!!
« Reply #34 on: September 11, 2013, 12:31:08 PM »
What state is that?!?!?Granted, I'm single, but I get pretty much a cadillac plan for about $50/mo.....Obamacare is gonna ruin that one for me however when it fully kicks in.

:(


I would be very interested in learning more about this 50.00 per month health insurance plan.



Yeah, mee too.

See http://kff.org/private-insurance/report/2013-employer-health-benefits/.

Average US employer sponsored plans are $16,351. That includes the Walmarts and Exxons who can negotiate privately. Small businesses like mine pay a lot more at least until Obamacare's exchanges come to my area which will be soon hopefully. They will likely lower my premiums substantially. Theses numbers include all states like Arkansas and Alabama where costs are much lower than my area. Add to that a number of pre-existing conditions which are still factored into rates until 2014, and that's the number. My actual number is  $2453/month. It's $29,436 so I rounded a bit. I get a real Cadillac plan with no referrals needed and no deductibles. I could get a higher deductible plan with restrictions for much less.

I also opt for obstetrical benefits that I shouldn't need but I have an 18 year old daughter who's away on my policy and anything can happen.

I expect next year to pay substantially less under Obamacare since my pre-existing issues will not be considered.
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cayenne

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Re: Boo Amazon!!!
« Reply #35 on: September 11, 2013, 02:23:44 PM »
Wow.....you might wanna look at getting different insurance??

Granted, I'm single, but I get pretty much a cadillac plan for about $50/mo.....Obamacare is gonna ruin that one for me however when it fully kicks in.

:(

Is that an individual policy or one through your employer?

Employer.

Insurance is Cigna....pays for pretty much anything I've ever asked (and of late, I've asked for some fairly extensive testing ).

cayenne

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Re: Boo Amazon!!!
« Reply #36 on: September 11, 2013, 02:30:30 PM »
What state is that?!?!?Granted, I'm single, but I get pretty much a cadillac plan for about $50/mo.....Obamacare is gonna ruin that one for me however when it fully kicks in.

:(


I would be very interested in learning more about this 50.00 per month health insurance plan.



Yeah, mee too.

See http://kff.org/private-insurance/report/2013-employer-health-benefits/.

Average US employer sponsored plans are $16,351. That includes the Walmarts and Exxons who can negotiate privately. Small businesses like mine pay a lot more at least until Obamacare's exchanges come to my area which will be soon hopefully. They will likely lower my premiums substantially. Theses numbers include all states like Arkansas and Alabama where costs are much lower than my area. Add to that a number of pre-existing conditions which are still factored into rates until 2014, and that's the number. My actual number is  $2453/month. It's $29,436 so I rounded a bit. I get a real Cadillac plan with no referrals needed and no deductibles. I could get a higher deductible plan with restrictions for much less.

I also opt for obstetrical benefits that I shouldn't need but I have an 18 year old daughter who's away on my policy and anything can happen.

I expect next year to pay substantially less under Obamacare since my pre-existing issues will not be considered.


Right now, I'm W2 and the $50/mo is company insurance (I get paid bi-monthly, maybe it is $100/mo and $50 per paycheck?  One or the other.

I preferred when I was doing 1099 work, that I got a high deductible insurance account only for emergencies (in the old days they called it "major medical").  I had like a $1200 deductible....monthly was about $200/mo or so (and I have pre-existing conditions too).

But with that, I could also open a HSA (Health Savings Account) into which I could sock away about $3K a year pre-tax, which I used for routine health needs (checkups, contacts, etc). The nice thing about those are...they are not use it or lose it like the employer offered FSA's. So, I was building year after year of my health dollars up.

If I had a balance (which hopefully I would) at retirement, those funds convert to retirement funds.

I liked this situation much better as that I was in charge of my medical dollars, it didn't break the bank, and I also found that when I went to many Drs or for exams (like one MRI) and I told them I didn't have insurance and was paying for it, they gave me like %15 cut right off what they originally were going to charge me.

I'd much prefer health care to not be tied to jobs/employment, and let people save like I described and shop with their medical dollars.

Before the bean counters and HMO's got into the scene, you did shop around for doctors that hung their shingle out as indie businessmen....and when I was growing up, it seemed to work and prices weren't nearly so bad as they are now.

I figure I save monthly for my basic needs (food, shelter.etc)...why should we not save also for health needs, at least the routine ones just like we save parts of our money for the basic necessities?

C

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Re: Boo Amazon!!!
« Reply #36 on: September 11, 2013, 02:30:30 PM »

RGF

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Re: Boo Amazon!!!
« Reply #37 on: September 11, 2013, 03:07:01 PM »
Time for some tea guys   ::)

Problem with taxes and government is that they start doing good and end up doing too much and not know when to stop.  I am all for reasonable government - but unfortunately government tries to solve and correct every problem.

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Re: Boo Amazon!!!
« Reply #38 on: September 11, 2013, 03:59:23 PM »
It would SUCK if Amazon start charging tax in Ohio... The county where I currently live is at 8% right now, its ridiculous.

Imagination_landB

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Re: Boo Amazon!!!
« Reply #39 on: September 11, 2013, 04:16:46 PM »
I just hope you know, that you guys are luckyat some point.. Quebec, 15% taxes. But free healthcare :D
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Jim O

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Re: Boo Amazon!!!
« Reply #40 on: September 11, 2013, 04:47:44 PM »
I just hope you know, that you guys are luckyat some point.. Quebec, 15% taxes. But free healthcare :D

There are no free lunches...
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monkeyhand

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Re: Boo Amazon!!!
« Reply #41 on: September 11, 2013, 04:57:38 PM »
It would SUCK if Amazon start charging tax in Ohio... The county where I currently live is at 8% right now, its ridiculous.

Ohio has a Use Tax so tech. you should be filing it... but hey having been from Ohio I get your point.  I'm in Indy now so I'm just waiting for the new law to kick in here.
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Jim O

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Re: Boo Amazon!!!
« Reply #42 on: September 11, 2013, 05:25:32 PM »
Right now, I'm W2 and the $50/mo is company insurance (I get paid bi-monthly, maybe it is $100/mo and $50 per paycheck?  One or the other.

I preferred when I was doing 1099 work, that I got a high deductible insurance account only for emergencies (in the old days they called it "major medical").  I had like a $1200 deductible....monthly was about $200/mo or so (and I have pre-existing conditions too).

But with that, I could also open a HSA (Health Savings Account) into which I could sock away about $3K a year pre-tax, which I used for routine health needs (checkups, contacts, etc). The nice thing about those are...they are not use it or lose it like the employer offered FSA's. So, I was building year after year of my health dollars up.

If I had a balance (which hopefully I would) at retirement, those funds convert to retirement funds.

I liked this situation much better as that I was in charge of my medical dollars, it didn't break the bank, and I also found that when I went to many Drs or for exams (like one MRI) and I told them I didn't have insurance and was paying for it, they gave me like %15 cut right off what they originally were going to charge me.

I'd much prefer health care to not be tied to jobs/employment, and let people save like I described and shop with their medical dollars.

Before the bean counters and HMO's got into the scene, you did shop around for doctors that hung their shingle out as indie businessmen....and when I was growing up, it seemed to work and prices weren't nearly so bad as they are now.

I figure I save monthly for my basic needs (food, shelter.etc)...why should we not save also for health needs, at least the routine ones just like we save parts of our money for the basic necessities?

C

I have no problem with people deciding on their healthcare coverage and costs, so long as they are able to pay for bypass surgery or a bone marrow transplant and don't become, essentially, wards of the state when they can't pay. Anyone who can post a $1,000,000 bond should be exempt. Same thing with motorcycle helmets. Put up the million if you want to go without a helmet. That way I don't pay for your care when you become a walking moron after closed head trauma.

So the $50-100/ month is your contribution, and it's employer sponsored.

I also used to do high deductible insurance. It was disaster insurance essentially.

Unfortunately, we got caught in a plethora of issues, one of which is genetic, and causes me to be at "high risk" the rest of my life. It's easily treatable, but that doesn't matter to insurance company actuaries. Two of my three children also have the gene but have never had symptoms, and likely never will. At least 95% never do. I was one of the unlucky ones, and it came about because of an unlikely and odd sequence of events. Fortunately I have access to some excellent specialists and my life expectancy is essentially normal.

This, however, is why I buy such good insurance. As long as I'm paying for the pre-existing stuff the costs will be high anyway. It's been beneficial to buy better coverage that has no "provider lists" or deductibles. If I have a complex cancer, I plan to do my homework and go to the place that has access to the most promising protocols, be it Duke, Johns Hopkins, Sloan Kettering, MD Anderson, or Harborview. If I need a bone marrow transplant, I want to go to a place that does a dozen a month, not a dozen a year. When they were talking to me at one time about some specialized pulmonary artery surgery (which thankfully I wound up not needing) I was planning to go to UCSD and specifically to Dr. Stuart Jamieson because that is the place for it and he is the man. I'm covered for that. Most people are locked into wherever their insurance has a contract. I'm paying for that. It's a choice. We all make them.

Each of the last few years I've considered reducing the coverage and taking the risk. Something usually comes up. My wife had two unexpected gyn surgeries this year. If I'd gone with a low cost/high deductible option I'd be about the same amount out of pocket and still exposed to more.
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Re: Boo Amazon!!!
« Reply #42 on: September 11, 2013, 05:25:32 PM »

dstppy

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Re: Boo Amazon!!!
« Reply #43 on: September 12, 2013, 09:11:37 AM »
For Insurance, depending on your city (US), the local chamber of commerce sometimes has better rates for self-employed.  Additionally, some hacker spaces/business incubators do the same thing.

----

And talk about tax in Canada.  Just did the receipts from my wife's trip to Ontario, holy schnark . . . first she somehow gets over 48 gallons of gas in her car (lord knows how she did that) and after all was said and done it turns out gas is 25% more expensive than where we are (that tends to be well above national average).
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Jim O

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Re: Boo Amazon!!!
« Reply #44 on: September 12, 2013, 09:25:02 AM »
For Insurance, depending on your city (US), the local chamber of commerce sometimes has better rates for self-employed.

I've gone through them in the past. I've shopped around a lot, believe me.
When people see you arguing with an idiot on the internet, all they see is two idiots arguing.

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Re: Boo Amazon!!!
« Reply #44 on: September 12, 2013, 09:25:02 AM »