As a victim of Gear Acquisition Syndrome, my investment has grown significantly over the past few years. Most of what I shoot is volunteer work for my kids' school and a local figure skating club. But now, I'm starting to take on private clients on a very occasional basis. I may be approaching that gray area between hobby and pro when it comes to my home owner's insurance. So, I'm considering a separate policy that won't be voided should professional work accelerate.
For the pros and semi-pros, how do you insure your gear?
Is PPA membership/insurance worth considering?