Thanks for your input Jettatore and Meh... I cant say I've ever gone through Fire damage Per Se but have experienced HD failure in old machines... In my day job which I shoot commercially for my company, My Macs are hooked up to the same network as the rest of the company/sales floor, which uses PC's... I also have a remote server when i need to access the networks datebase via access on a windows machine... I talk constantly with the IT Manager who has major antivirus softwares for the network and computers... Even the top managers get narly virus's on regular occasions and their computers get replaced on a regular cycle because of them... My dept (marketing) all runs Macs and never once has the IT manager ever have to monitor, trouble shoot, worry about our computers... It's just trouble free... I back up files i deem necessary at home such as clients photos, portfolio stuff, kids photos, etc... But with the PC, when I had one, I remember getting virus's on a monthly occurrence... backing up daily in some situations... and it was always painful when it did crash because not only stuff not backed up gets wasted, but time to reformat, reinstall, recalibrate, etc... all that down time in a professional situation I cannot afford. When I can have a machine work as I expect it when i need it as I need it, that's money in the bank for me. When I need to back up, I do, but it isn't something I fret about. If something happens beyond my control (fire), that's fine, I'll deal with that as I need to (grab my external while I flee out the door as well as my cameras and family), but the choice to run my mac and not a windows is a choice I can make and I did.