You do not get default out of camera settings with RAW, only the raw data.
With jpeg, Canon cameras have different picture styles which give different looks, or you can setup your own. All of them have settings for Noise, contrast, sharpness, etc. If you use a picture style like Neutral, then it has minimal processing and that setting is considered to be for those who like to adjust the image later in the computer. It will look pretty flat, but then, it is probably not intended to be a finished image.
My definition of post processing is processing that modifies the picture to remove facial features or blur them, or to make other modifications that enhance the image, but also modify the content or look to be something different than what you actually saw. Just adjusting color, sharpness, brightness, etc so it is a true representation of what you saw is just a basic part of developing a raw image.
Everyone is free to define their own meaning, but be careful with statements like out of camera with default settings, particularly as it applies to RAW, because different RAW processors produce different results at their default factory setting.