Ahh, nuance (nuisance) of English! I'm still wondering where is the pronunciation of the letter "r" in FebRuary?!
Insurance in Scotland doesn't cover wind shields and tires but a good insurance policy will cover windscreens and tyres.
Seriously, I take out a yearly "collision waver" insurance for driving a hired car in Europe. It costs £39.99, which is usually much cheaper than the cost of the additional insurance for a single trip of one week.
5D IV, 5DS R, 7D II, EOS-M, Powershot G3 X, 400mm DO II, 300/2.8 II, 1.4xTC III, 2xTC III, EF 1.8 STM, EF 70-200/4 IS, EF 24-105, 15-85, 100-400 II, Sigma 10-20, Sigma 150-600mm C, EOS-M5 15-45, f/2 22, 11-22, Samyang 8mm f/2.8 fisheye