Having said all that, I went and ordered something totally different.
This "Cinch" by Luma Labs got my hard-earned dollar. http://luma-labs.com/products/cinch
Things I liked:
1.) A shoulder strap rather than a neck strap, and
2.) Attaches 2 places (One strap mount, one tripod screwhole, either on lens or on body), and
3.) You shorten it up tight to your body to walk, and you loosen it to shoot pictures.
The 2 attachments seems nice because it will lay flat on your body, not twirling around on just 1 attachment. The tighten and untighten seemed to address my other beef; having the camera swinging around hitting things (and me).
We'll see in a couple of weeks. It is made in the USA (Oregon), and they are apparently making them as they go.