I've started to accumulate a fair bit of gear and am looking to getting it insured. Would anyone have any experience or advice to what my options are? Thank you.
State Farm has been great for auto claims, in my experience, and I assume the same would be true of other claims. However, the bigger concern is that if you file a claim it is entered into the CLUE database, and that can affect your premiums for your home/renters insurance (or your ability to obtain new coverage). So, if you drop and break your nifty-fifty it's probably not a good idea to file a claim even though there may not be a deductible.unruled said:just wondering, have you ever claimed anything from that insurance, if so, did that go smoothly? I know some insurance companies get very anal about paying out sometimes.
Which is precisely the point of insurance - you have to get it before you need it!unruled said:I've still not had anything happen...
In Australia GIO platinum home insurance will cover any amount of non professional use gear up to $5000 per item and professional use equipment up to $5000 totalscottsdaleriots said:there should be more insurance polies for us photographers who don't make a living from taking photos. anyone know if RACV/AAMI has insurance for photographic equipment? i don't own the deed to the house i'm living in so i'm not sure how it works. i want 'wear n' tear' kinda of warrantee as well. camera house has one for like $650+ for 2/3 years (depends on what kind of gear you have, obviously the more expensive it is if you have more professional gear).
Pretty old thread, but I was about to start a similar one, you probably had professional coverage? I'm with AON/CGU and just got a quote and it's $500 extra and that's with a $500 excess / deductible. The kicker is the only way to do it on their home policies is to upgrade all your contents to accidental damage and I'm probably not too likely to damage or lose my fridge away from home :.niccyboy said:I used AON, wasn't bad in aus.