Mine is adjusted as follows:
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They've decided to remove all encryption and store customer data on open servers. That way, hackers will not be tempted, as there'll be nothing to hack.
Center point and recompose is certainly faster and easier...and if I'm shooting at f/5.6 with a reasonably distant subject, it's fine because the deeper DoF will mask the backfocus.
But if you're shooting with a fast prime wide open, focus-recompose is a surefire way to get a backfocused shot. Some relevant reading: Why Focus-Recompose Sucks.
Personally, I move the AF point around as needed. I have the default points set off center, and I use orientation-linked AF point to speed things up. The only time I use an automatic selection mode is in AI Servo for face tracking, where I've already manually selected the starting AF point.