I've used pricegrabber.com. , shopping.com, streetprices.com to do comparison quotes on electronics - not sure if that helps you or not.
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Wow. Innavigable just got redefined. That site have an index?
Another way to put it is that the cyclist occupies a given area of the frame for only say 1/20th of a second. The rest of the exposure (2.95 seconds) is filled by only the background. And since both the background and the cyclist are illuminated by the same light and nothing more, the background wins.
The effect you've 'discovered' is the main reason I have 10-stop ND filters - shooting architecture. Interesting architecture is often found in urban settings with lots of foot traffic, or the architecture itself is a tourist attraction with lots of bystanders. The long exposures with a 10-stop ND effectively blur out/eliminate pedestrians, passing cars, etc.- yes indeed I bumped into this effect by accident and a great idea for different uses of the 10 stopper.
it's enabling you to use a longer shutter speed than would otherwise be possible, on a bright day even using ISO100 and f/22 you might still be getting 1/4 for a correct exposure which wouldn't be enough to blur running water..
Revup: You eventually get used to it after a couple outings of hurting arms, but just remember, always lift the lens, not the camera. It'll rip the mount right out of the body if you let it dangle.