I would look at Worth Ave Group, for insuring electronic, and camera gear. You don't buy the insurance by the gear, but by a value. I took out a policy for $20,000 worth of gear, and equipment. It not also includes all my cameras, lenses but also laptops, smart TV, cell phones. To make a claim you must prove ownership by receipt from where you purchased the equipment. The policy includes all types of losses, from dropping, water, thieft, (police report required) Keep in mind any insurance connected to your homeowners policy will count as a claim against your homeowners, and could raise your over all rate.