I've been a CPS Gold member since around 2004. Last year, I upgraded to Platinum. Over the last 12 years, I tried out a lot of equipment and bought more than half of the same equipment I tried out. They did send a nice laptop/messenger bag when I upgraded to Platinum. In the last few years, they've shortened the loan period for equipment from 14 days to 10 days. The loan period is door-to-door. In other words, the shipping time is included in your loan period which shortens it by two days at the beginning and by whatever time your return shipping choice takes. CPS ships the equipment to the member and the member is responsible for the return freight. That means about 6 days of testing so you have to be ready to drop everything and test, test, test or you have no chance to find out how it works. I have twice been sent defective equipment. In 2007 I was sent a 1Ds III that never produced an image without noise, no matter what. Last spring I borrowed the 400 f/2.8. I never got an image out of it that was clear. In both cases, they denied there was any problem with the equipment. I've been shooting long enough and with enough different equipment that I can definitely say the camera body and the lens were both defective. Other than those things, I have enjoyed dealing with the crew at the loaner department. I haven't renewed for this year and I'm still considering what I may do. I'm happy with Canon in general but the CPS benefits are fading fast.