reputable insurance company for camera gear

[lv2rescue]

Hi folks,
I am slowly increasing my cache of camera gear and finally figured I should probably start thinking about insurance. I am contemplating beginning to do jobs for $$, so looking for companies other than homeowner's insurance. Any help would be greatly appreciated. Thanks in advance.

 

[wickidwombat]

Hi folks,
I am slowly increasing my cache of camera gear and finally figured I should probably start thinking about insurance. I am contemplating beginning to do jobs for $$, so looking for companies other than homeowner's insurance. Any help would be greatly appreciated. Thanks in advance.

check your home owners policy I know my policy with cover up to $5000 worth of proffesional use equipment but that doesnt even come close to cover my gear.

So I have a full Professional photography insurance policy with AON it covers all my gear worldwide and includes up to $10M public liability insurance

 

[Vivid Color]

I'm also interested in such information.

 

[temp726]

PPA is pretty decent. They do up to $15K, worldwide. Nice folks to deal with as well.

www.ppa.com

 

[RLPhoto]

Hill and Usher. Saved me more than once.

 

[jdramirez]

Hi folks,
I am slowly increasing my cache of camera gear and finally figured I should probably start thinking about insurance. I am contemplating beginning to do jobs for $$, so looking for companies other than homeowner's insurance. Any help would be greatly appreciated. Thanks in advance.

I think I have a personal property (or something like that) policy through Erie Insurance in PA. They charge by the value of your gear. I think it was something like 46 bucks per year against theft or accidental damage for around $5,000 of gear. I haven't had to use it, but there isn't a deductible. Contact a legitimate company before you go with someone you have never heard of. Peace of mind is worth the extra 10 bucks you might have to pay.

 

[Ryan_W]

Most major insurers will offer policies called "inland marine" or something like that that cover business equipment. For instance, I use State Farm for my auto insurance (Because I live in Illinois) and I have an additional business policy that covers me for $10,000 in gear against anything, and this includes rental gear. It's $26 a month. It also extends to any equipment I claim as necessary in the course of business, so that's computers, laptops, memory cards, tripods, lenses, camera, bags, cables, flash heads, you name it.

If you have an agent or a 1-800 number call them and tell them your situation. It's likely they have a policy option to cover you, and you might be eligible for discounts if you buy with your homeowner's / auto etc.

 

[temp726]

Also, I forgot to mention. In addition to PPA, I also have renter's insurance through USAA, it's up to 20K worldwide. They are really good, and I have had to use it a couple times. Other renter's insurance polices are similar. I used to have Progressive. They were okay. The previously mentioned Hill and Usher are quite reputable as well. There's lots of options out there depending on your level of needs.

 

[wickidwombat]

sorry I checked and the actual policy is with Vero AON are just the brokers