Retailers who will work with you on purchases

[gunship01]

All,

Anyone know of retailers who might extend a payment plans to those who desire to make the jump to Full Frame? I ask as I saw a local furniture commercial which offered zero interest for a year on larger purchases.

Many thanks for the info in advance.

 

[mackguyver]

All,

Anyone know of retailers who might extend a payment plans to those who desire to make the jump to Full Frame? I ask as I saw a local furniture commercial which offered zero interest for a year on larger purchases.

Many thanks for the info in advance.

Some of them accept Paypal's credit thing (6mos @ 0% usually), and if you live in a place where Amazon doesn't charge tax, they have a store credit card and sometimes have x months with zero interest promos on expensive purchases. You can always call, too.

 

[gunship01]

Good info and thanks for the reply!

Cliff

 

[unfocused]

Best Buy offers one year interest free on purchases over $500 and will price match B&H or Amazon. Pay Pal offers a couple of options, six months no interest/no minimum payments or 1 year interest free with minimum monthly payments. The catch with the one-year plan is they set a minimum monthly payment and even if you pay more one month, you still must make the full payment the next month.

The Canon Refurbished store now accepts/offers the Pay Pal payment plans.

By the way, don't think that just because a store doesn't collect sales tax that means you don't owe the tax. Most states still impose the tax and you just have to pay it directly to the state rather than have the retailer collect it and remit it for you.

 

[Mt Spokane Photography]

The basic problem is that Furniture is marked up 3X the cost, while Cameras have a hair thin markup, about 7% for Canon. Camera stores may get rebates for meeting sales targets, but the profit still is low.

Camera stores generally depend on a percentage of customers buying items and accessories with a high markup. Without that, they could not stay in business.

I would only bite for one of the sucker deals that give X months with no interest when I had the cash in the bank drawing interest and earmarked for the purchase. The companies that finance those deals know that a high percentage of buyers will miss paying off the load before the due date, and suddenly, a whole years worth of interest is due at a very high interest rate.

Be very careful. I'd join a credit union and take out a loan, if I had to have one.

 

[RGF]

All,

Anyone know of retailers who might extend a payment plans to those who desire to make the jump to Full Frame? I ask as I saw a local furniture commercial which offered zero interest for a year on larger purchases.

Many thanks for the info in advance.

ProCam occasionally has 0% finance or will pay your sales tax