Ruined said:
(1)If you are using an appropriate shutter speed (reciprocal of focal length on full frame, reciprocal of focal length*1.6 on crop) then IS basically does nothing. So, to give an example, if you are using a 50mm lens, a shutter speed of about 1/50 or faster will result in no camera shake and no benefit from image stabilization.
(2)Again, the slower your shutter speed the more moving objects blur, which IS cannot counteract. And, with my own testing I further noticed that once you start to get real slow shutter speeds handheld everything starts to look mushy even when it is within the range of IS to correct.
(3)When do you need a slower shutter speed? When you don't get enough light.
1. The "reciprocal rule" is a rule of thumb. If after the "best we can do", sometimes a rule of gnat's a## is preferable, if available.
Consider this challenge - mount a 50mm lens, in plenty of light, shoot at 1/50, and see if you can shake the camera as you press the button enough to create a less sharp than desired image.
if you agree that this can be done, then we are talking about the degree of shake applied at the camera. if you think that it will not exceed the arbitrary standard-shake which the "rule" will cover, I imagine you to be free of any of the tremor that, in varying degree, effects many an older photographer, and that you do not hurry up inclines or across distance to change position relative to moving subjects(wildlife), and therefore are not ever shooting winded or tired (or old) enough to be shaky.