I'd be interested in seeing the money back clause you refer to, maybe I could send a copy to all the buyers who were left hanging.elflord said:Mt Spokane Photography said:elflord said:Mt Spokane Photography said:Then a reputable seller like KEH, Adorama, B&H, there are lots of them. last on my list is Ebay then Fred Miranda. There is absolutely no buyer protection on Fred Miranda, at least ebay will refund most of your purchase price if you get cheated.
Nearly all sellers on fredmiranda accept paypal. This gives you the same protection you would have if you used ebay (provided you use the non-gift option, of course.)
Not true!! He can send you a box of dirt, and as long as he has the signature confirmation, you are screwed. If I get a box of dirt using a credit card, my bank will chargeback, but PayPal does not cover you unless you purchase buyer protection.
Ebay will refund you if the item is substantially different from the description, but not PayPal. You can buy a moneyback guarantee from PayPal, but how many are aware that you have to pay to get a guarantee??
https://www.paypal.com/cgi-bin/webscr?cmd=p/gen/warranty-outside
paypal have a "buyer protection" program that by my reading of the description does not require an additional fee (besides the standard paypal charge) I hadn't seen the "money back guarantee" thing you linked to before, so I can't really comment on it.
So no, you are not screwed if they send you a box of dirt. They do have a process that ends with you getting your money back in that scenario (in addition to the recourse your credit card provider offers)
Paypal puts out lots of hype about buyer protection, but if you read it closely, there is no substance.
Paypal only refers you to ebay if you get cheated on something unless you have purchased the money back guarantee, which most people are not aware of. I've used paypal now since it first came out, with well over 10,000 transactions, and have always had them cover the few thieves that hooked me on a purchase or on a sale.
It was only because I read and understood the rules very well that I was covered. Ebay once refunded me $25 on a several hundred dollar purchase that was a fraud. PayPal did nothing. After that, I made it a point to use a credit card issued thru my credit union for purchases. I've only had to charge back once when I got a box of junk in the mail, but my credit card company backcharged Paypal immediately after I sent my credit union a signed statement and all the e-mails.
Upvote
0