THX723 said:
I do know American Express has a similar but better incentive. Again all free. In MC's case, the manufacturer's warranty is not to exceed 1 year or it is disqualified. American Express will qualify up to 5-years.
Shop smartly folks!!!
Amex;
1. How does the Extended Warranty work?
When you charge the cost of a covered product with your American Express® Card, the Extended Warranty1 will extend the terms of the original manufacturer's warranty for a period of time equal to the duration of the original manufacturer's warranty, up to one additional year on warranties of five years or less that are eligible in the U.S.
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2. When is my purchase covered?
When your covered product's manufacturer's warranty expires, the Extended Warranty takes effect.
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3. Who is eligible?
The basic Cardmember and any Additional Cardmembers on the account are eligible as long as they are U.S. Resident Cardmembers, that is, the American Express Card has been issued to them in their name, and they maintain a permanent residence within the 50 United States of America, the District of Columbia, Puerto Rico or the U.S. Virgin Islands.
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4. Do I have to activate or sign up for the Extended Warranty?
No! The Extended Warranty is a benefit of your Card membership.
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5. How do I file a claim?
You should report the Occurrence immediately following the loss. You can easily file a claim by calling 1-800-225-3750. You must provide proof of purchase and satisfactory proof of the covered Occurrence while coverage is in effect to qualify for benefits under the Extended Warranty. Remember to keep all your American Express charge receipts, original store receipts, original manufacturers’ warranties, and products requiring repair until the claim process is complete. You may also be asked to obtain a repair estimate. The program administrator will decide whether to have the item repaired or replaced, or to reimburse you up to the amount charged to the Card, and not to exceed the original purchase price. The Extended Warranty does not reimburse for shipping and handling expenses or installation, assembly, or other service charges.
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6. How do I follow up on a claim?
You can check the status of you claim on line at
www.AmericanExpress.com/onlineclaim or call the Extended Warranty toll free number at 1-800-225-3750.
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7. What do I do with the damaged item?
Please keep all items. After we have determined your item is eligible under the Extended Warranty we may ask you to return the item to American Express before we replace the item. If upon receipt a decision is made to reimburse you instead, you will then receive a refund for the item.
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So, they add one year.
I'm using Amex, so that works out ok. I did check this a year back, and they appeared to be selling a extended warranty, it may be that they do sell one and some pay for what they get free.