How much extra do you think we pay in the U.S. for the same extended warranty you get for nothing extra? Not to mention that we pay around 8-10% sales tax that is not included in the price because the sales tax rate varies from one locale (State/County/City/District) to the next.
For me to buy the R5 at $3,899 requires an additional $311.92 in sales tax from an out of state online dealer and an additional $350.91 in sales tax from a brick and mortar dealer in my tax district. It could be 10% ($389.90) or more in nearby large cities, which is the only place I'll find a retailer who actually sells EOS R5 cameras over a counter.
That puts my out-of-pocket cost at $4,210-$4,289 USD, and I still only have a one year warranty. If I want to add CarePak for an additional two years (three years total coverage from time of purchase), that's an additional $243.99+sales tax.
So now I'm looking at $4,588 USD for an R5 with a three year warranty.