I have absolutely no idea which is more durable, STM or USM, but on the Canon Europe website is an article describing different AF drive systems. What seems most relevant is this paragraph:
"When compact size is paramount, Canon uses gear type STM technology. This uses helical gears to drive the focus without taking up much space. Larger lenses use a lead-screw type STM system. This is bigger than gear type STM units but it's faster and quieter."
The initial marketing spin seems to emphasize how amazing the small size of the 10-20mm is compared to the 11-24mm. I wonder how much of the size reduction is due to the motor. How much might be due to giving up a few millimeters of focal length at the long end?
And has Canon developed a new and improved STM to be worth of L-series prestige?
Or could it be, as you've suggested, that the UWA and relatively short distance elements need to be moved means a USM adds bulk but no benefit?
I've been conditioned by Canon to associate USM with L-series lenses, and for nearly 20 years I've had no AF problems with lenses. But that's as far as my knowledge of AF motors goes.
If Canon used STM primarily to save money, it would be a startling tact for them after how aggressive they've been with pricing RF lenses. I wish they'd have been a little more forthcoming with an explanation at time of release, but maybe they believe it's the right marketing move to just not make a big deal of it.
Here's the link to the Canon Europe article:
Discover USM and STM lens technology. Learn about the history of Ultra Sonic Motor and how the technologies enable you to achieve sharp and in-focus results.
www.canon-europe.com