Very much a to-each-their-own thing. I have personally tested the effects of using a filter on sharpness, and except for strongly backlit conditions there is no meaningful loss of IQ from a good quality filter. OTOH, I don't baby my lenses...they are tools, not trophies. I change lenses and put the removed one back in the bag without (I know, GASP) putting the lens cap back on. The filters routinely get dust, water, dirt (and occasionally fingerprints) on them...and I'd far rather risk scratching an $80 filter with a hurried wiping of the front than scratching the front element of a $2500 lens."I do keep a B+W clear filter on lenses (except the really cheap ones)"
You pay more than $2500.- for a premium lense to get the best possible sharpness and than you mount a clear glas filter to protect the front lense? The front lense is proteced enought if you mount the lense hood. I don't understand this kind of care understanding. Just keep care - that's is protection enought. If not, you should change your handling.
Also, while the hoods for telephoto lenses provide good protection, hoods for lenses that include wide angle focal lengths don't. There's a lot of exposed front element on my 24-105/2.8 even with the hood mounted.
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